This  Facebook post talks about how a woman had *privileges* to help pay her debt of over $200,000 in loans. Typical of a post that can breed a biased opinion; parts of the article are copied and pasted to form a picture of “privileged” woman. After going to the full article and looking it over i came to the conclusion, that she was not as privileged as I thought. She had help no doubt, she made sacrifices. She educated herself and she made a plan. She was determined.
Reminds of this bible verse
Proverbs 6:6-8  ESV
6 Go to the ant, O sluggard;
    consider her ways, and be wise.
Without having any chief,
    officer, or ruler,
she prepares her bread in summer
    and gathers her food in harvest.well to be honest I read the article. I am not sure if this information was there before they edited, but its there now

the condo the mom bought was merely $13,000.
That is what I call a bargain. 13, thousand, dollars.
They live in an area where the cost of living is much lower. They ended up buying other condos for the second at $42,000 and third at $55,000 and rented those condos out too.
compared to the DC area that’s really a bargain.
to be honest she and her husband were wise.
Tips I get from this
1) have a job
2) move to place with lower cost of living/cheaper housing
3) Buy condos in the area and rent them out to get extra income
I didn’t get details about their budget; I’m wondering if she saved money to buy those condos? or if instead they saved for a down payment and thought/reasoned to prioritize getting rid of school debt first, knowing that with condos, renting them out you could get more continuous income from that.
Anyway bottom line the article says,
“She began educating herself on personal finance — particularly through the books of Dave Ramsey and Suze Orman — and started devising a plan to pay back her loans as quickly as possible.”*
So basically I and others with huge amount of debt, it wouldn’t be a bad idea to do exactly that. Educate yourself, read those books, and make and carry out a plan to reach the goal of eliminating debt. That’s probably how she ended up learning about renting out condos, and other things she did we weren’t made aware off ( her monthly budget, savings, etc.)
All in all a good example of self-determination.

She isn’t as privileged as I thought. She is very smart, wise, and determined.

*How one 31-year-old paid off $220,000 in student loans in 3 years
Emmie Martin –


Paying for a prophetic word..

( Mostly written months ago)

So .. I have been in desperate circumstances..I feel a mess and though I believe I have gotten guidance from the Father…it would really help if I got confirmation or guidance from others..

I am so desperate in need that I have been willing to do what year ago I ‘d never  want to do..I still don’t want to but I am sort of in a mess.

There is someone who is giving prophetic words at  price for about little over $22  I sort of trust the guy ( like I think he may give an accurate prophetic word from a likely good place) There is someone else giving words for $40 USD

I’m at the plank.  I literally have been for the most part living of school loans though I got a tax return which was helpful.

Nevertheless I am at a point where I have to make some make some major decisions, and perhaps something he may tell me may help. He says he has given prophetic words to people who when they told him they don’t have money to pay for one he’d give them away for free.


I used credit to pay for the word. The word did not resonate with with me. He offered to do another and or give me my money. I opted to get my credited back.  :/

I really have just go to get it together somehow ..get serious and intentional about …

-So I’ve learned or been taught that prophecy is suppose to confirm what is in your heart not be a replacement for a personal relationship with God, hearing him for yourself. (Shawn Bolz*). That understanding, made sense to me- sounds right.

*Bolz, Shawn. Translating God: Hearing God’s Voice for Yourself and the World Around You. ICreate Productions. Kindle Edition. I alsso saw part of teaching series on it.

5 Things I didn’t like about this concert..beware

I paid for a ticket where you have to stand up and if you get there early you can be front row so to speak. The reality is I didn’t get to the exact front and I experienced so much more..

yes at least I got the opportunity to see them live. They did to my knowledge play the songs I really wanted them to play. I met and talked with other fans. SO I am grateful for that  but I also have to acknowledge I paid for most of this other things..


I paid more than $100 for General Admission ticket to see a band to be

1 Squished like a sardine

Here is the thing,   though maybe that statement is an exaggeration, the fact of the matter is , it was not great or “comfortable”   how were packed in. I am fortunate, blessed that I am tall so I can see the stage or band  even though I am some yards into the crowd though.. But for real , it was difficult to be able to just lay your hands down to your side. and then you were kind of stuck in one place for like an hour and half before the show started. To top it off I went alone. I was not the only one that went alone though.

 2 Dehydrate myself

I didn’t see how how I could use the restroom  while in the center, without potentially losing my spot. The spot I waited so long to get in the first place. To top it of technically we weren’t suppose to bring drinks . Though there seemed to be of course a concession store in there.

3 Suffer Lower backpain having to stand for hours 

Again,  doors opened at 6:30 pm , show started at 8pm, the band didn’t even come out until 9 pm. yes, I have to be honest I was kind of like is this how a band treats its fans?  I may have actually came like at around 5pm.  So I had been standing for outside, but I had no idea the discomfort and burning pain that would await me as I stood there

4. Suffer having to hear loud music

Well I guess the onus is on me here. I chose to go there despite wanting to protect my hearing..I didn’t realize that not only was some of the music ( like  the bass guitars)  is loud, but  the shouts from other fans there. I did eventually put some ear plugs in though not sure if I put them in right but..yeah please protect you ears from hearing damage and for the love of God do not take that statement lightly. The medical community at large sites tinnitus as a permanent condition. (though I want to believe with faith in God it can be healed.

5 Barely hear the singer as fans surrounding me are singing along

To be honest I sang a bit, but I think I would have rather not and I guess I wanted to “fit in”

So with that being said

Again it was great opportunity to see a band , but boy did I get a uncomfortable  learning experience too.

It probably would have been smarter to have just paid for seat.. I didn’t know how the center looked like or how far the seats would be  or if I could have seen the singers from the seats. I am not sure.. Plus there is always this hope dream that you could see the singer especially if its a guy you like admire..perhaps eye contact..or yeah you get the gist ( don’t get any crude idea though-I don’t do hookups)

So of course I pay for General Admission tickets. Um you know , now thinking back on it, I didn’t really wonder or speculate how attending a concert that way would be. Now I know.

I’ve probably only attended two or three other “concerts”.  I’ve actually seen bands perform but it was like at school and it was more low key atmosphere.  There were seats, and perhaps tables I think.

I’ve literally paid to see a concert 2x.  the previous one was only like about $25 . and although I had to stand up , it wasn’t cramped.  I arrived  went to the area in front of the stage but there were plenty of people there already. There was balcony area to stand also. I went up there with my mom, boy was that a better choice. I could see the artist really well and was even able to record video from there. Plus it wasn’t cramped.

Perhaps concerts where the singers just sing track after track is not for me…Sure they talked some  ..but   this last concert. I felt like it was a bit rushed. and the front man..I was not really liking his vibe..if at all there was any there.. I mean I liked one song how he performed perhaps I like the vibe he gave for that one but the rest..( it was like few months back, I don’t remember all the details now.

Also this dude, like literally smoked a cigarette on stage…like I felt why is he doing that?  like he didn’t smoke it for long then he dropped or threw it down in the stage and stomped on it.  I…? Not imo.



(Above picture is not actual picture of concert I went to, but it’s kind of close to how it was.)


Ok so there is this guy I’m connected with via facebook.  The problem is 2 of the 3 times he has contacted me , its when he needs a ride.

He literally coincidentally messaged me like for the first time when I was really in a really  hard place in my mind and heart.  I  though wow maybe its God.

Unfortunately I bared my soul a bit letting him know stuff I have not dared post on facebook publicly. Just to be met with a well good night I ‘m tired, I was just asking around for a ride.( something like that)

I don’t live in California. I let him know that but he let me know after that response that via facebook, funds could be sent.

😑 n%^$&,  I barely even know you. I said something about how I am not in the position to help him financially.

I feel l after the second time he did that i’m just like what is wrong with you ??  I feel like nothing to you. It’s just not the way to treat people.

Hmm 🤔 now I wonder  who  if I have have treated someone that way..